Simply add your desired jewelry to the cart and proceed to checkout. Under the payment options, select either Klarna or Afterpay and follow their quick on-screen steps for instant approval.

If you return an item, your payment plan will be canceled. Once we process your return and issue a refund, the refund will be sent back to Klarna or Afterpay, and they will adjust or refund your payments.

Yes. When you use their standard 'Pay in 4' options (four payments over six weeks), there is no interest charged as long as you make your payments on time.

Yes. For the 'Pay in 4' plans, you pay the first of the four installments (25% of the total cost) at the time of purchase. Your item ships immediately.

Generally, no. Klarna and Afterpay usually perform a "soft credit check" for their short-term payment plans. This check is invisible to other lenders and will not impact your credit score.

Both providers may charge a late fee if a scheduled payment is missed. However, they are committed to helping you pay on time and will send reminders. We encourage you to always pay on your set schedule to avoid fees.

Yes. The services have limits that are determined by your personal spending history with them. You will see the maximum amount you qualify for when you select Klarna or Afterpay at checkout.